Flood Hazard Mapping

FEMA Flood Hazard Mapping for properties in Allegany County, Maryland (including the City of Cumberland) is in the process of being updated 

  • A multi-year project to re-examine Allegany County Maryland flood risks and develop detailed digital flood hazard maps nears completion, the new mapping will become effective approximately June 2017.  The flood risk update project is a joint effort of the County government, cities and towns within Allegany County, the Maryland Department of the Environment and FEMA.  

  • For information on the process, development and proposed schedule(s) of Flood Hazard Mapping (Flood Insurance Rate Maps) in Allegany County please visit: http://floods.allconet.org/ 
  • There are several helpful websites to visit for information on properties located in or near flood hazard areas. Website addresses are as follows: (State of Maryland) http://mdfloodmaps.net, (Federal website) http://msc.fema.gov, or (County website) http://floods.allconet.org/
  • City of Cumberland residents may call 301-759-6604 for more information about the Flood Hazard Mapping Update process.
  • For questions about current regulations for permits for development on or near the floodplain in the City of Cumberland call 301-759-6456.
  1. National Flood Insurance Program (NFIP) 
  2. What is a FIRM
  3.  Why Are the Maps Being Updated  

Congress established the National Flood Insurance Program (NFIP) due to escalating costs to taxpayers for flood disaster relief. The NFIP is based on the agreement that if a community practices sound floodplain management, the Federal Government will make flood insurance available to residents in that community. FEMA maps include the Special Flood Hazard Area, which is the area that has a 1% or greater chance of flooding in any given year. Development may take place within the Special Flood Hazard Area provided that it complies with local floodplain ordinances that meet NFIP criteria.